PTO Optimizer 2027
Get the most days off for the fewest vacation days. Enter how many PTO days you have and which paid holidays your employer gives, and the optimizer finds the workdays that link weekends and holidays into the longest breaks — with 15 PTO days and the federal holidays, 13 well-placed days become 49 days off in 2027.
Paid holidays your employer gives (untick the ones you work)
PTO days used
13
of 15
Days off in total
49
across 11 breaks
Multiplier
3.8×
days off per PTO day
| Take PTO on | PTO | You are off | Days | Around |
|---|---|---|---|---|
| Mon, Jan 4 | 1 | Fri, Jan 1 – Mon, Jan 4 | 4 | New Year's Day |
| Fri, Jan 15 | 1 | Fri, Jan 15 – Mon, Jan 18 | 4 | MLK Day |
| Fri, Feb 12 | 1 | Fri, Feb 12 – Mon, Feb 15 | 4 | Presidents' Day |
| Fri, May 28 | 1 | Fri, May 28 – Mon, May 31 | 4 | Memorial Day |
| Thu, Jun 17 | 1 | Thu, Jun 17 – Sun, Jun 20 | 4 | Juneteenth |
| Fri, Jul 2 | 1 | Fri, Jul 2 – Mon, Jul 5 | 4 | Independence Day |
| Fri, Sep 3 | 1 | Fri, Sep 3 – Mon, Sep 6 | 4 | Labor Day |
| Fri, Oct 8 | 1 | Fri, Oct 8 – Mon, Oct 11 | 4 | Columbus Day |
| Fri, Nov 12 | 1 | Thu, Nov 11 – Sun, Nov 14 | 4 | Veterans Day |
| Mon, Nov 22 – Wed, Nov 24 | 3 | Sat, Nov 20 – Sun, Nov 28 | 9 | Thanksgiving Day, Day after Thanksgiving |
| Thu, Dec 23 | 1 | Thu, Dec 23 – Sun, Dec 26 | 4 | Christmas Day |
Weekends and the ticked holidays are treated as days off; PTO is only spent on Monday–Friday workdays. Breaks are chosen greedily by days-off-per-PTO-day, without overlapping, until the budget is used.
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The 2027 plan with 15 PTO days and federal holidays
| Take PTO on | PTO days | Days off | Total |
|---|---|---|---|
| Mon, Jan 4 | 1 | Fri, Jan 1 – Mon, Jan 4 | 4 |
| Fri, Jan 15 | 1 | Fri, Jan 15 – Mon, Jan 18 | 4 |
| Fri, Feb 12 | 1 | Fri, Feb 12 – Mon, Feb 15 | 4 |
| Fri, May 28 | 1 | Fri, May 28 – Mon, May 31 | 4 |
| Thu, Jun 17 | 1 | Thu, Jun 17 – Sun, Jun 20 | 4 |
| Fri, Jul 2 | 1 | Fri, Jul 2 – Mon, Jul 5 | 4 |
| Fri, Sep 3 | 1 | Fri, Sep 3 – Mon, Sep 6 | 4 |
| Fri, Oct 8 | 1 | Fri, Oct 8 – Mon, Oct 11 | 4 |
| Fri, Nov 12 | 1 | Thu, Nov 11 – Sun, Nov 14 | 4 |
| Mon, Nov 22 – Wed, Nov 24 | 3 | Sat, Nov 20 – Sun, Nov 28 | 9 |
| Thu, Dec 23 | 1 | Thu, Dec 23 – Sun, Dec 26 | 4 |
| Total | 13 | 11 breaks | 49 |
Every row is a block of PTO plus the weekends and holidays it touches. The interactive optimizer above lets you change the budget and the holiday list; the plan recalculates for your employer’s calendar.
2027 holidays used by the optimizer
New Year's Day · Fri, Jan 1MLK Day · Mon, Jan 18Presidents' Day · Mon, Feb 15Memorial Day · Mon, May 31Juneteenth · Fri, Jun 18Independence Day · Mon, Jul 5Labor Day · Mon, Sep 6Columbus Day · Mon, Oct 11Veterans Day · Thu, Nov 11Thanksgiving Day · Thu, Nov 25Day after Thanksgiving · Fri, Nov 26Christmas Day · Fri, Dec 24Christmas Eve · Fri, Dec 24 (optional)New Year's Day (observed) · Fri, Dec 31New Year's Eve · Fri, Dec 31 (optional)
Full list with observed dates: federal holidays 2027. Other years: PTO optimizer 2026 · PTO optimizer 2028 · any year.
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