Expense Calculator

Add your expenses as rows: type a name and the amount in dollars per month. The calculator sums everything instantly and shows the total per month, per day and per year. If you also enter your net income, you see what share of your income the expenses take and how much money is left over.

Include all regular costs: housing (rent or maintenance charge and loan payments), electricity, food, transport, insurance, phone and internet plans, streaming services and other subscriptions, plus hobbies. Yearly payments such as insurance premiums can be divided by twelve to turn them into monthly expenses.

The common 50/30/20 rule of thumb suggests that essential expenses should take about 50 percent of net income, wants about 30 percent, and 20 percent should go to savings. If expenses take more than 90 percent of your income, there is very little room in your budget. You can try the split in more detail with our 50/30/20 budget calculator.

The easiest savings are usually found in subscriptions and contracts: cancel streaming and other subscriptions you do not use, and regularly compare offers for electricity, insurance and internet. Food costs also drop when you plan purchases in advance. Even small monthly savings grow into significant amounts over a year.

No. All calculations happen in your browser and no data is sent to a server. When you close the page, the numbers you entered are gone.